Here Are Eleven Things I Stopped Doing to Pay Off Debt… When I decided to tackle my debt, I put together a plan of action of all the things I needed to do. But then I quickly realised that I needed to address my bad habits, in addition to building better ones. So then I…
Viewing posts tagged with: Debt
Are You Paying Too Much Busy Tax?
What is Busy Tax? I mentioned “Busy Tax” on my Instagram page a few months back and the response was overwhelming. As it turns out, we are all familiar with it, guilty of paying it, and want to cut down on it! So what exactly is Busy Tax? Busy Tax is the premium you pay…
Debt Free Journey : The Top Ten Mistakes
It’s almost been a year since we completed our debt free journey by paying off £16,000 in one year. Even though we are debt free, helping others on their debt free journey has become a huge part of my life. And I love following the debt free community on Instagram, and keeping up with everyone’s…
How to Get Out of Debt: A UK Debt Payoff Plan
Want to know how to get out of debt UK style? Then you’ve come to the right place. My book, How to Get Out of Debt, is now available for purchase. I’m so excited to pass on everything I know on this subject to my readers. When I first started paying off debt, I realised…
How to Make Money: Be £1,000 Per Month Better Off
Imagine you were £1,000 better off every month. How would it feel to know how to make money that could change your life? Let me tell you: it’s amazing. You aren’t trapped by repayments and limitations that are part and parcel of all of that extra financial responsibility. So how to be £1,000 per month…
Before You Impulse Buy… Read This
Impulse buying is a surefire way to ruin your budget and remain broke, no matter how much you earn. And we can all succumb to it from time to time. That trip to the supermarket for milk where you ended up spending £25? Impulse buys. Adding clothes to your online basket when you were just…
My Dave Ramsey Baby Steps UK Approach
Dave Ramsey Baby Steps UK Approach I stuck to my Dave Ramsey Baby Steps UK Approach while we were paying off our £16k debt. Dave’s plan is excellent but there are some steps that aren’t relevant to UK followers so this is why I adapted it. This is in no way endorsed by Dave himself, btw…
DM of the Week: How Do I Stay Motivated?
We have officially passed the halfway mark of 2018 and it’s a great point to stop, re-visit your goals from the beginning of the year, and take stock of where you currently stand. Are you on target to finish strong, or did you lose motivation months ago? Our debt free journey lasted a full year…
How to Renovate Your Home Without Getting Into Unexpected Debt
Behind the cost of our home itself, home renovation costs have been our biggest purchase of the past decade. We have spent £25,000 renovating our home since we moved in, which has added an average of around £8.5k to our annual expenses since moving in. Home ownership doesn’t come cheap. We bought a fixer-upper with…
My January Goals: Start As You Mean To Go On
Oh January, how I hate you and love you in equal measures. You are the month that houses the Christmas hangover, in all senses of the word; overindulgence, money and fun. But you are also the month that starts off a new year, that seems so full of possibilities and promise. As a planning…