This is our third Christmas since starting our debt free journey, and how times have changed! Gone are the days of racking up debt and mindlessly buying. In it’s place, we have a calm and simplistic Christmas with lots of time with our nearest and dearest. We avoid overspending at Christmas not necessarily to save…
Viewing posts tagged with: Debt Free Community
Are You Paying Too Much Busy Tax?
What is Busy Tax? I mentioned “Busy Tax” on my Instagram page a few months back and the response was overwhelming. As it turns out, we are all familiar with it, guilty of paying it, and want to cut down on it! So what exactly is Busy Tax? Busy Tax is the premium you pay…
DM of the Week: How Do I Stay Motivated?
We have officially passed the halfway mark of 2018 and it’s a great point to stop, re-visit your goals from the beginning of the year, and take stock of where you currently stand. Are you on target to finish strong, or did you lose motivation months ago? Our debt free journey lasted a full year…
How to Renovate Your Home Without Getting Into Unexpected Debt
Behind the cost of our home itself, home renovation costs have been our biggest purchase of the past decade. We have spent £25,000 renovating our home since we moved in, which has added an average of around £8.5k to our annual expenses since moving in. Home ownership doesn’t come cheap. We bought a fixer-upper with…
My January Goals: Start As You Mean To Go On
Oh January, how I hate you and love you in equal measures. You are the month that houses the Christmas hangover, in all senses of the word; overindulgence, money and fun. But you are also the month that starts off a new year, that seems so full of possibilities and promise. As a planning…
Homemade Ready Meals: Chicken Pie
I’d recently blogged about how I’ve cut the cost of our groceries in half which was mostly thanks to batch cooking. I designate one weeknight per week to batch cook one large dish which is then separated into portions and frozen, ready to be reheated on busy weeknights- hooray for home-made ready meals! My favourite…
Grocery Shopping: How our £400 budget became £200(ish!)
My partner and I don’t like to eat; we love to eat. Eating is our passion. Eating, not even exaggerating, is central to our relationship. We look forward to coming home every night to a proper dinner, we’ve swapped our Saturday night ‘where to’ to ‘what’s cooking’ and trips abroad are meticulously planned around TripAdvisor restaurant reviews….