The Baby Steps plan by Dave Ramsey is a step-by-step guide to transform your finances. Using the Dave Ramsey philosophy, followers will learn how to save for emergencies, get out of debt, build savings, become mortgage free and eventually go on to build wealth and give. While the Baby Steps are simple to follow, they…
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How to Live Well For Less: Enjoying Life on a Budget
Live well for less is my motto for 2020. I’m all about budget life since paying off debt and reducing my working hours. In my household, we aim to save between £500 and £600 per month which requires living on a budget to hit those big numbers. Before paying off debt, our monthly household expenses…
How to Make Money: Be £1,000 Per Month Better Off
Imagine you were £1,000 better off every month. How would it feel to know how to make money that could change your life? Let me tell you: it’s amazing. You aren’t trapped by repayments and limitations that are part and parcel of all of that extra financial responsibility. So how to be £1,000 per month…
DM of the Week: How Do I Stay Motivated?
We have officially passed the halfway mark of 2018 and it’s a great point to stop, re-visit your goals from the beginning of the year, and take stock of where you currently stand. Are you on target to finish strong, or did you lose motivation months ago? Our debt free journey lasted a full year…
My January Goals: Start As You Mean To Go On
Oh January, how I hate you and love you in equal measures. You are the month that houses the Christmas hangover, in all senses of the word; overindulgence, money and fun. But you are also the month that starts off a new year, that seems so full of possibilities and promise. As a planning…
Want To Be Debt Free? Here’s My Tips
It’s January and if you’re thinking that what you want to achieve this year is ‘I want to be debt free’ then read on for my tips. Usually, after the Christmas blowout, everyone is super motivated to live their best life. But when reality hits, it’s so much more difficult to implement your goals into…