Paying off debt starts with a budget! If financial freedom is your goal, you need a budget to help you plan your finances, and figure out how much money you can afford to pay off debt, save or invest. It helps you to identify areas of overspending, and allows you to allocate money to the things you really value.
When we paid off our £16k debt in one year, my budget was my bible. So here is my budget planner, available for sale on Etsy for £2.99. This is the exact budget planner I used to figure out how much we could put towards debt, save and track my day-to-day finances. It’s incredibly easy to use and will give you the best possible start on your financial journey.
You can purchase it here and start working towards financial freedom today 🙂