Here is my honest Whirli review as a paying customer. Thinking of using Whirli’s toy subscription service? Then read on! I first discovered Whirli when another mum mentioned it to me over coffee. I hadn’t heard of it before, but was interested in finding out more. My husband and I have spent the past few…
Viewing category: Saving Money
Ten Reasons Why You Should Avoid Overspending at Christmas
This is our third Christmas since starting our debt free journey, and how times have changed! Gone are the days of racking up debt and mindlessly buying. In it’s place, we have a calm and simplistic Christmas with lots of time with our nearest and dearest. We avoid overspending at Christmas not necessarily to save…
How We Cut Our Food Bill in Half
Back when I was £16,000 in debt, I spent a small fortune on food. Two years later, we have managed to cut our food bill in half. The journey to get here was full of trial and error, figuring out how we could spend less on food without cutting out the good stuff, such as…
Ten Activities That Will Improve Your Life Instead of Spending Money
Going from skint to saver requires a complete transformation of your bad financial habits. Many of us are in the habit of spending, whether we need the things we are buying or not. When we start trying to improve our finances, we use coupons, get discounts, source the best deals and buy second hand. And…
How to Save £4000 in Eight Months: #4kByChristmasDay
How to Save £4000 in Eight Months #4kByChristmasDay I’m two months in to my goal of saving #4kByChristmasDay: that’s £4,000 in eight months! But how do you save £4000 in eight months? That’s what I’m learning these days…! I started this goal at the end of May 2019, after the dust settled on our wedding….
#4kByChristmasDay: My Savings Plan
… and how you can join in! #4kByChristmasDay is here! If you’ve been following my progress for a while, you will know that I’m debt free! Having paid off my £16,000 of debt in one year, life has completely transformed from my days in debt. In fact, since then, I’ve reduced my working hours, got…
How to Live Well For Less: Enjoying Life on a Budget
Live well for less is my motto for 2020. I’m all about budget life since paying off debt and reducing my working hours. In my household, we aim to save between £500 and £600 per month which requires living on a budget to hit those big numbers. Before paying off debt, our monthly household expenses…
The Perfect Cheap Valentines Gift Idea
Looking for a cheap Valentines gift idea that’s totally perfect for him or her? In the past, I’ve always found it really difficult to come up with cheap Valentines gift ideas. You want to let your other half know that you care, without buying into the all of the Valentine’s Day hype that makes your…
How to Save Money: Cut £100 From Your Budget
Save Money by Cutting £100 From Your Budget this Month. Sometimes, a girl’s gotta do what a girl’s gotta do. When it comes to saving money or overpaying debts, watching what you spend is as valuable as what you earn. During my debt payoff, I started by focusing on increasing my income until I realised…
Before You Impulse Buy… Read This
Impulse buying is a surefire way to ruin your budget and remain broke, no matter how much you earn. And we can all succumb to it from time to time. That trip to the supermarket for milk where you ended up spending £25? Impulse buys. Adding clothes to your online basket when you were just…