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Viewing category: Reduce Your Expenses

How to Make Money: Be £1,000 Per Month Better Off

January 23, 2019

This post may contain affiliate links. All opinions are my own.

Imagine you were £1,000 better off every month. How would it feel to know how to make money that could change your life? Let me tell you: it’s amazing. You aren’t trapped by repayments and limitations that are part and parcel of all of that extra financial responsibility. So how to be £1,000 per month…

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Leave a CommentFiled Under: Debt Free Journey, Increase Your Income, Money Mindset, Reduce Your Expenses

How to Save Money: Cut £100 From Your Budget

January 9, 2019

This post may contain affiliate links. All opinions are my own.

Save Money by Cutting £100 From Your Budget this Month. It’s January, and a girl’s gotta do what a girl’s gotta do. When it comes to saving money or overpaying debts, watching what you spend is as valuable as what you earn. During my debt payoff, I started by focusing on increasing my income until…

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6 CommentsFiled Under: Reduce Your Expenses

Budget Planning: How to Use the 80/20 Rule

December 20, 2018

This post may contain affiliate links. All opinions are my own.

Budget planning can be overwhelming on top of side hustling, debt repayments and financial growth as a means to get out of debt. I think most of us know this feeling. But have you ever heard of the 80/20 rule? Also known as the Pareto Principle, this is a theory that, when it comes to…

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2 CommentsFiled Under: Debt Free Journey, Money Mindset, Reduce Your Expenses

Before You Impulse Buy… Read This

December 5, 2018

This post may contain affiliate links. All opinions are my own.

Impulse buying is a surefire way to ruin your budget and remain broke, no matter how much you earn. And we can all succumb to it from time to time. That trip to the supermarket for milk where you ended up spending £25? Impulse buys. Adding clothes to your online basket when you were just…

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4 CommentsFiled Under: Debt Free Journey, Money Mindset, Reduce Your Expenses

How To Save Money on Clothes Forever…And Make Money in the Process!

November 14, 2018

This post may contain affiliate links. All opinions are my own.

Back when I was in £16,000 of personal debt, I was a closeted shopping addict who loved to spend away the blues. My wardrobe was stuffed with clothes, bags and shoes, yet I felt like I wore the same few items on rotation, and I hated getting dressed in the mornings because piecing together an…

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4 CommentsFiled Under: Debt Free Journey, Increase Your Income, Reduce Your Expenses

The Five Best Money Making Apps in 2019

September 26, 2018

This post may contain affiliate links. All opinions are my own.

Money making apps are an easy side hustle for anyone who wants to earn money from their mobile. We already use our mobile phones for several hours each day, and it’s an easy money maker. So why not check out my five best money making apps in 2019 and start earning now? In my opinion,…

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Leave a CommentFiled Under: Increase Your Income, Reduce Your Expenses

Five Ways To Save Money on Groceries

September 19, 2018

This post may contain affiliate links. All opinions are my own.

A little over one year ago, our grocery bill was HUGE. We easily spent £500 per month on food, including takeaways. To add insult to injury, our diets were poor, our bad planning meant we spent a lot of time shopping, and we wasted a lot of food. However, all of that changed when we…

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2 CommentsFiled Under: Debt Free Journey, Reduce Your Expenses, WannaBeDebtFree

How To Stick To Your Budget

August 23, 2018

This post may contain affiliate links. All opinions are my own.

Sticking to a budget is the hardest thing we’ve had to do in paying off our £16k debt. Most people know how to draw up a budget (but if you don’t, here’s my guide), which is the easy part; figuring out how much your bills are and how much you think you’ll spend is more…

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2 CommentsFiled Under: Debt Free Journey, Increase Your Income, Money Mindset, Reduce Your Expenses

Five Swaps That Can Pay for Christmas 2018

August 15, 2018

This post may contain affiliate links. All opinions are my own.

There is nothing quite like the feeling of writing a Christmas 2018 budget blog post in the middle of August! But right now, we have 132 days to Christmas, which means 19 paydays if you’re paid weekly, and about five if you’re paid monthly, which is terrifying! The average cost of Christmas for a UK…

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Leave a CommentFiled Under: Debt Free Journey, Reduce Your Expenses

How to Renovate Your Home Without Getting Into Unexpected Debt

July 5, 2018

This post may contain affiliate links. All opinions are my own.

Behind the cost of our home itself, home renovation costs have been our biggest purchase of the past decade. We have spent £25,000 renovating our home since we moved in, which has added an average of around £8.5k to our annual expenses since moving in. Home ownership doesn’t come cheap. We bought a fixer-upper with…

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Leave a CommentFiled Under: Debt Free Journey, Reduce Your Expenses

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