Category: Reduce Your Expenses

This post may contain affiliate links. All opinions are my own. One of the biggest challenges I have had on my debt free journey is avoiding impulse purchases. MYJAR.com estimates that, on average, we each spend £144,000 over the course of our lifetime on impulse buys. That’s a house! So getting the habit under control…

This post may contain affiliate links. All opinions are my own. A big lesson I’ve learned in my journey towards debt freedom is that expenditure is everything; it is so much more important than income. A year ago, my partner and I maintained a pattern of living like kings on payday and paupers the rest…

This post may contain affiliate links. All opinions are my own. Since starting to pay off our debt, I have worked on cutting the cost of our groceries gradually, which has really helped us to free up some money extra debt repayments. We wanted to cut down on the cost of groceries without going down…

This post may contain affiliate links. All opinions are my own. When we moved into our home two years ago, my journey to work went from a ten minute walk through a few streets in the city centre (we lived in a really outwardly flash apartment in the Cathedral quarter in Belfast, which was noisy…

This post may contain affiliate links. All opinions are my own. Once upon a time, in my mid- twenties, I was a writer. I spent my days writing a book that I’d developed during uni, and I wrote for a comedy blog. To pay the rent, I worked nights in a restaurant. When my partner…

This post may contain affiliate links. All opinions are my own. Recently I’ve started becoming quite savvy with my grocery shopping, which has led to me significantly cutting the amount I spend. Today for example, I placed my grocery order for the week with Sainsbury’s; initial cost was £55.10 (which is quite good for us…