There is nothing quite like the feeling of writing a Christmas 2018 budget blog post in the middle of August! But right now, we have 132 days to Christmas, which means 19 paydays if you’re paid weekly, and about five if you’re paid monthly, which is terrifying! The average cost of Christmas for a UK…
August Goals: Life After Debt!
This time last year we had just started paying down debt so to be debt free now is the best feeling ever! We focused on ‘our why’ (which was basically to stop chucking the equivalent of another mortgage payment to debt repayment every month, to work less and live a little bit more, and…
Matched Betting Casino Offers
Casino offers are an easy way to make money from home. I first encountered the process as a sidenote to matched betting, and while I’m fairly new to using casino offers as a means to make money, I think it’s a great way for those who want to try matched betting, but are intimidated by…
DebtFree Wannabe To Debt Free
DebtFree Wannabe To Debt Free: How We Paid off £16k in a Year Debtfree wannabe no more! Yesterday we made our final debt payment and joined the debt free club, two days before target. We paid off £16k in one year. In the beginning, I struggled to find any resources that I could relate to….
Matched Betting: How Much Money Have You Made?
I started matched betting because we had a holiday to pay for and didn’t want to sacrifice our debt free journey to pay it off. Like anyone starting out, I was a bit daunted by the process of handing over my own money with the promise that I would get it back, with interest, because…
DM of the Week: How Do I Stay Motivated?
We have officially passed the halfway mark of 2018 and it’s a great point to stop, re-visit your goals from the beginning of the year, and take stock of where you currently stand. Are you on target to finish strong, or did you lose motivation months ago? Our debt free journey lasted a full year…
How to Renovate Your Home Without Getting Into Unexpected Debt
Behind the cost of our home itself, home renovation costs have been our biggest purchase of the past decade. We have spent £25,000 renovating our home since we moved in, which has added an average of around £8.5k to our annual expenses since moving in. Home ownership doesn’t come cheap. We bought a fixer-upper with…
DM of the Week: How Can I Do Self-Care on a Budget?
Self-care is one of the best time investments you can make. In our consumer-driven world, we tend to mistake acquiring things for looking after ourselves, neglecting our well-being in the process. Self-care is a relatively new phrase based on a much older concept, because in the world we live in that is full of distractions,…
Join the Debt Free Community and Pay Off Debt
Update: I’m now debt free! To read my story and how being the debt free community helped me, click here. My partner and I decided to get out of debt when he was put at risk of redundancy in his job. It made me realise we had over £400 per month of minimum debt repayments;…
How to Avoid Spending Triggers
One of the biggest challenges I have had on my debt free journey is avoiding impulse purchases. MYJAR.com estimates that, on average, we each spend £144,000 over the course of our lifetime on impulse buys. That’s a house! So getting the habit under control is a must if you want to save money, work less…
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