Live well for less is my motto for 2020. I’m all about budget life since paying off debt and reducing my working hours. In my household, we aim to save between £500 and £600 per month which requires living on a budget to hit those big numbers. Before paying off debt, our monthly household expenses…
How to Get Out of Debt: A UK Debt Payoff Plan
Want to know how to get out of debt UK style? Then you’ve come to the right place. My book, How to Get Out of Debt, is now available for purchase. I’m so excited to pass on everything I know on this subject to my readers. When I first started paying off debt, I realised…
The Perfect Cheap Valentines Gift Idea
Looking for a cheap Valentines gift idea that’s totally perfect for him or her? In the past, I’ve always found it really difficult to come up with cheap Valentines gift ideas. You want to let your other half know that you care, without buying into the all of the Valentine’s Day hype that makes your…
How to Make Money: Be £1,000 Per Month Better Off
Imagine you were £1,000 better off every month. How would it feel to know how to make money that could change your life? Let me tell you: it’s amazing. You aren’t trapped by repayments and limitations that are part and parcel of all of that extra financial responsibility. So how to be £1,000 per month…
Debt Advice: Why is Money a Taboo Topic?
In many aspects of modern life, we live in an age of oversharing. We share every crevice of our day on social media. We dissect our private lives in WhatsApp groups. We’ve even become accustomed to watching people having sex on TV. But with so many previous taboos now up for discussion, why is money…
How to Save Money: Cut £100 From Your Budget
Save Money by Cutting £100 From Your Budget this Month. Sometimes, a girl’s gotta do what a girl’s gotta do. When it comes to saving money or overpaying debts, watching what you spend is as valuable as what you earn. During my debt payoff, I started by focusing on increasing my income until I realised…
My 2019 Goals and 2018 Round Up
Happy New Year! A new year holds fresh promise; it’s a chance to mentally reboot and focus on what you want to achieve for the coming months by planning new goals. And I love a good budget goal! This year I have so many goals that I’ve had to split them into categories; I…
Budget Planning: How to Use the 80/20 Rule
Budget planning can be overwhelming on top of side hustling, debt repayments and financial growth as a means to get out of debt. I think most of us know this feeling. But have you ever heard of the 80/20 rule? Also known as the Pareto Principle, this is a theory that, when it comes to…
Before You Impulse Buy… Read This
Impulse buying is a surefire way to ruin your budget and remain broke, no matter how much you earn. And we can all succumb to it from time to time. That trip to the supermarket for milk where you ended up spending £25? Impulse buys. Adding clothes to your online basket when you were just…
Earn Money: How to Make £500 In One Month
This year, we set ourselves a goal to earn money for Christmas. We are going to make £500 in one month from side hustles to cover the cost. I am super motivated to earn money! Many people think that earning money on the side is quite difficult. But it’s just a matter of knowing the…
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