Budget planning can be overwhelming on top of side hustling, debt repayments and financial growth as a means to get out of debt. I think most of us know this feeling. But have you ever heard of the 80/20 rule? Also known as the Pareto Principle, this is a theory that, when it comes to…
Before You Impulse Buy… Read This
Impulse buying is a surefire way to ruin your budget and remain broke, no matter how much you earn. And we can all succumb to it from time to time. That trip to the supermarket for milk where you ended up spending £25? Impulse buys. Adding clothes to your online basket when you were just…
My December Goals and November Round Up
I can’t believe we are planning our December goals already! This year has been a great one; we got out of debt, started building savings and planning for the future. I had felt that previously, the last few years of my life have put me on a path that didn’t feel right; debt meant less…
Earn Money: How to Make £500 In One Month
This year, we set ourselves a goal to earn money for Christmas. We are going to make £500 in one month from side hustles to cover the cost. I am super motivated to earn money! Many people think that earning money on the side is quite difficult. But it’s just a matter of knowing the…
How To Save Money on Clothes Forever…And Make Money in the Process!
Back when I was in £16,000 of personal debt, I was a closeted shopping addict who loved to spend away the blues. My wardrobe was stuffed with clothes, bags and shoes, yet I felt like I wore the same few items on rotation, and I hated getting dressed in the mornings because piecing together an…
How To Cut the Cost of Your Christmas List
This post is sponsored. Last Christmas, we went to Berlin, we were making huge debt overpayments to as part of our goal to pay off £16k in a year and we also had the expense of the big day itself. To say our budget was tight was the understatement of the year! Even though Christmas…
My November Goals and October Round Up
I can’t believe we are planning our November goals- 2018 has flown! How has 2018 been for you? Are you on track to make your financial goals happen, or struggling to turn plans into action? Either way, we have two more months to make it count. If you are looking for inspiration, start with a…
When Social Media is Bad for Your Bank Account…
We use social media every day, but have we ever considered the affect that it has on our bank account and debt? In the past, social media had a huge impact on my spending habits, and I believe that it was one of the main reasons that I ended up with £16k of personal debt….
Long Term Matched Betting Profits: My Strategy
Long term matched betting can be just as profitable as those early days of easy sign-up offers. Matched betting is a great ways to make money and I see it as a part-time job. The money is good, you work from the comfort of your sofa and choose your own hours. But how do you…
World Mental Health Day 2018: How Getting Out of Debt Helped Me To Fix My Mental Health
World Mental Health Day 2018: My Story I started having panic attacks when I turned 13. It was the late ’90s and there wasn’t much awareness of mental health as a concept back then, let alone how to deal with it, or support someone who is struggling. I initially visited my doctor, with no resolution,…
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